Frequently asked question

General qustions

Martin Sedlar is an independent financial advisor with over 15 years of experience in the Czech banking and finance industry. He helps individuals, families, and businesses make smart, long-term financial decisions.

He offers comprehensive financial consulting, including mortgages, business loans, insurance, investments, retirement planning, and full financial strategy development.

An independent advisor works for the client—not for a specific bank. This means unbiased comparisons, better conditions, transparent explanations, and full support throughout the process.

No. Consultations are free. Martin’s work is mainly commission-based, paid by banks and insurance companies only after successful completion of a product.

Individuals, families, first-time homebuyers, entrepreneurs, freelancers, small and medium-sized businesses, and foreigners living in the Czech Republic who want clear, honest financial guidance.

Business & loan services

The timeline varies depending on the complexity of the case, but we strive efficient resolutions while ensuring the best outcomes. We offer an initial consultation to understand.

The timeline varies depending on the complexity of the case, but we strive efficient resolutions while ensuring the best outcomes. We offer an initial consultation to understand.

The timeline varies depending on the complexity of the case, but we strive efficient resolutions while ensuring the best outcomes. We offer an initial consultation to understand.

The timeline varies depending on the complexity of the case, but we strive efficient resolutions while ensuring the best outcomes. We offer an initial consultation to understand.

Personal financial consulting

Yes. Martin compares mortgage offers, explains all details, manages paperwork, and helps secure favorable long-term conditions.

Yes. He helps clients build long-term investment strategies aligned with their financial goals and risk profile.

Yes. Income protection, family insurance, property insurance, and other risk-management solutions are part of his consulting.

Target audience & availability

No. Martin works across the Czech Republic using online meetings, digital document signing, and flexible communication.

Yes. He regularly assists foreign clients with property purchases, financing, and understanding Czech financial requirements.

Credibility & trust

Yes. Martin is a licensed financial consultant registered with the Czech National Bank (ČNB) and works as a tied agent with Gepard Finance a.s.

Yes. He has helped first-time homebuyers, small business owners, and foreign professionals secure financing, improve cash flow, and achieve long-term financial stability.

He cooperates with leading institutions, including ČS, ČSOB, KB, RB, UniCredit, NEY družstvo, Artesa, mBank, Trinity Bank, InBank, Oberbank, and others.